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Luma AI vs Tripo

Our take

Pick Luma AI if developers and studios who want Ray in an API or the Luma app after login. Pick Tripo if game and print makers who will pay Pro so more than Free’s 200 public, non-commercial credits sit on a private asset. Skip Luma AI if people who need a signed-out “What will you create today?” box (Runway) or Kling’s consumer composer (Kling AI).

Luma AI

Ray/uni Agents API. Plus

Tripo

Tripo

text-or-image-to-3D studio

Best for

Luma AI Ray video or uni image in a pipeline

Tripo A game- or print-ready 3D asset in the browser

Free plan

Luma AI No free plan

Tripo $0 · 200 monthly credits (≈13 models). 1 concurrent task; public models; non-commercial; limited history / exports

Lowest paid

Luma AI Plus $30

Tripo Pro $20/mo yearly, or $20 monthly

Next step up

Luma AI Pro $90

Tripo Max from $90/mo yearly

Coding agent

Luma AI Agents REST Quickstart

Tripo

Runs where

Luma AI Hosted

Tripo

Watch out

Luma AI No signed-out consumer composer

Tripo $20 / $90 / $55 are yearly-billed cards

Last checked

Luma AI 2026-10-20 · lumalabs.ai/pricing

Tripo 2026-10-22 · tripo3d.ai/pricing

Which one, then?

Pick Luma AI if

developers and studios who want Ray in an API or the Luma app after login.

Read the Luma AI page

Pick Tripo if

game and print makers who will pay Pro so more than Free’s 200 public, non-commercial credits sit on a private asset.

Read the Tripo page

Other comparisons