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Genmo vs Luma AI

Our take

Pick Genmo if researchers and prompt explorers who want Mochi in the browser, or a local install. Pick Luma AI if developers and studios who want Ray in an API or the Luma app after login. Skip Luma AI if people who need a signed-out “What will you create today?” box (Runway) or Kling’s consumer composer (Kling AI).

Genmo

Genmo

**hosted Mochi playground plus Apache-2

Luma AI

Ray/uni Agents API. Plus

Best for

Genmo A short clip from a sentence, or run Mochi locally

Luma AI Ray video or uni image in a pipeline

Free plan

Genmo $0 · / month. 250 lifetime credits after adding a payment method (the card stays at $0 on that line). Genmo watermark

Luma AI No free plan

Lowest paid

Genmo Lite $10

Luma AI Plus $30

Next step up

Genmo Standard $30

Luma AI Pro $90

Coding agent

Genmo

Luma AI Agents REST Quickstart

Runs where

Genmo Hosted

Luma AI Hosted

Watch out

Genmo Free lifetime credits are 250 once

Luma AI No signed-out consumer composer

Last checked

Genmo 2026-10-22 · genmo.ai/pricing

Luma AI 2026-10-20 · lumalabs.ai/pricing

Which one, then?

Pick Genmo if

researchers and prompt explorers who want Mochi in the browser, or a local install.

Read the Genmo page

Pick Luma AI if

developers and studios who want Ray in an API or the Luma app after login.

Read the Luma AI page

Other comparisons