Pick Cursor if
software engineers already in git who want an agent in the editor.
Read the Cursor pageCursor vs Factory AI
Our take
Pick Cursor if software engineers already in git who want an agent in the editor. Pick Factory AI if engineers who will buy Pro at $20 / month (desktop / CLI / SDK, cloud and local background agents) while they open a first Mission Control TUI, then Plus at $100 when they need ~5× Pro usage and Droid Computers. Skip Cursor if non-developers, or teams that cannot send code to a third-party model API.
Best for
Cursor Changing a real repo
Factory AI A multi-feature agent plan you steer at a public $
Free plan
Cursor $0 · limited Agent and Chat requests
Factory AI No free plan
Lowest paid
Cursor Plus $8/mo · Grok models only
Factory AI Pro $20
Next step up
Cursor Premium $30/mo · other models at API price
Factory AI Plus $100
Coding agent
Cursor Agent + Tab inside the editor
Factory AI
Runs where
Cursor Desktop editor; models hosted
Factory AI Hosted
Watch out
Cursor Plus is Grok-only
Factory AI $20 is Pro usage, then the rolling cap
Last checked
Cursor 2026-10-19 · cursor.com/pricing
Factory AI 2026-10-23 · factory.ai/pricing
Which one, then?
Pick Factory AI if
engineers who will buy Pro at $20 / month (desktop / CLI / SDK, cloud and local background agents) while they open a first Mission Control TUI, then Plus at $100 when they need ~5× Pro usage and Droid Computers.
Read the Factory AI page