Our take
Pick Gumroad if creators who will stay on $0/month while they publish a first product and accept 10% + $0.50 on direct checkouts, then treat Discover’s 30% as a separate acquisition fee — not Paddle’s monthly platform $ first unless they need that MoR stack as a different desk. Pick Paddle if saaS teams who will start on pay-as-you-go at 5% + 50¢ per Checkout while they send a first invoice, then Custom when volume
Best for
Gumroad Checkouts you start at a public %
Paddle An invoice you start at a public $
Free plan
Gumroad $0 · page: “no hidden fees, no monthly charges.”
Paddle No free plan
Lowest paid
Gumroad Direct sales $0.50
Paddle Custom $10
Next step up
Gumroad
Paddle Payouts $15
Runs where
Gumroad
Paddle Hosted
Watch out
Gumroad Discover is 30%, not 10% + $0.50
Paddle There is no $0 forever platform seat
Last checked
Gumroad 2026-10-23 · gumroad.com/pricing
Paddle 2026-10-23 · paddle.com/pricing
creators who will stay on $0/month while they publish a first product and accept 10% + $0.50 on direct checkouts, then treat Discover’s 30% as a separate acquisition fee — not Paddle’s monthly platform $ first unless they need that MoR stack as a different desk.
Read the Gumroad pagesaaS teams who will start on pay-as-you-go at 5% + 50¢ per Checkout while they send a first invoice, then Custom when volume or sub-$10 SKUs need a negotiated rate.
Read the Paddle page
