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Cursor vs Windsurf

Our take

Pick Cursor if software engineers already in git who want an agent in the editor. Pick Windsurf if software engineers who want an agent in a VS Code-like desktop and will accept Cognition’s routing. Skip Cursor if non-developers, or teams that cannot send code to a third-party model API. Skip Windsurf if non-developers, or teams that cannot send code to a third-party model API.

Cursor

Cursor

AI-native code editor (VS Code fork)

Windsurf

Windsurf

AI IDE (Codeium → Cognition)

Best for

Cursor Changing a real repo

Windsurf Changing a repo in an editor

Free plan

Cursor $0 · limited Agent and Chat requests

Windsurf $0 · limited quota

Lowest paid

Cursor Plus $8/mo · Grok models only

Windsurf Pro $20/mo

Next step up

Cursor Premium $30/mo · other models at API price

Windsurf Max from $200/mo

Coding agent

Cursor Agent + Tab inside the editor

Windsurf Devin Local

Runs where

Cursor Desktop editor; models hosted

Windsurf

Watch out

Cursor Plus is Grok-only

Windsurf The name moved

Last checked

Cursor 2026-10-19 · cursor.com/pricing

Windsurf 2026-10-19 · windsurf.com/pricing

Which one, then?

Pick Cursor if

software engineers already in git who want an agent in the editor.

Read the Cursor page

Pick Windsurf if

software engineers who want an agent in a VS Code-like desktop and will accept Cognition’s routing.

Read the Windsurf page

Other comparisons