Pick Microsoft Copilot Studio if
microsoft 365 / Power Platform teams who will buy a $200 credit pack — not Microsoft Copilot first unless they only need in-app Word/Excel Copilot.
Read the Microsoft Copilot Studio pageMicrosoft Copilot Studio vs Microsoft Copilot
Our take
Pick Microsoft Copilot Studio if you're on a microsoft 365 / Power Platform team who will buy a $200 credit pack — not Microsoft Copilot first unless they only need in-app Word/Excel Copilot. Pick Microsoft Copilot if you're on a team already on Microsoft 365 who will buy a Copilot bundle or add-on. Skip Microsoft Copilot if you're someone who only want a free web chat (ChatGPT Free, Google Gemini) and will not sit
Microsoft Copilot
Microsoft’s work assistant (Copilot Chat
Best for
Microsoft Copilot Studio A governed org agent billed in Copilot Credits
Microsoft Copilot AI grounded in Microsoft 365
Free plan
Microsoft Copilot Studio No free plan
Microsoft Copilot $0 · extra for the limited web-data chat (not in-app Copilot)
Lowest paid
Microsoft Copilot Studio Copilot Credit pack $200.00
Microsoft Copilot Microsoft 365 Business Standard with Copilot $23.50/user/mo
Next step up
Microsoft Copilot Studio
Microsoft Copilot Microsoft 365 Business Premium with Copilot $32.00/user/mo
Coding agent
Microsoft Copilot Studio Home composer
Microsoft Copilot Completions and chat in your IDE
Watch out
Microsoft Copilot Studio Credits vary per action
Microsoft Copilot No signed-out composer
Last checked
Microsoft Copilot Studio 2026-10-26 · Not published by the vendor
Microsoft Copilot 2026-10-20 · microsoft.com/en-us/copilot/pricing
Which one, then?
Pick Microsoft Copilot if
teams already on Microsoft 365 who will buy a Copilot bundle or add-on.
Read the Microsoft Copilot page